Upstart Affiliate Program

Upstart is a leading online lending company that partners with banks to offer personal loans between $1,000 and $50,000. It has launched an affiliate program where partners can earn commissions by referring customers to apply for loans on their platform.

In this article, we’ll provide all the information about the Upstart affiliate program. In the end, you’ll decide whether it’s worth your time and effort. Let’s dive into it!

Overview of Upstart

Founded in 2012 by ex-Googlers, Upstart revolutionized the lending landscape with its innovative approach. By combining artificial intelligence and traditional banking partnerships, Upstart offers personalized loans to borrowers, ranging from $1,000 to $50,000.

Their platform evaluates more than just credit scores, considering factors like education and job history to accurately assess creditworthiness. This unique approach has attracted investors and borrowers alike, making Upstart a prominent player in the online lending industry.

Overview of the Upstart Affiliate Program

Upstart Affiliate Program | Earn Money from upstart.com

Upstart offers two affiliate programs, including the Upstart Personal Loans and Upstart Auto Loans. Both programs pay partners generous commissions to drive loan applicants to their platform.

You can join the program through the Impact Radius network for free. After approval, you’ll get access to your affiliate dashboard. This is where you’ll find all the necessary marketing tools and resources to promote Upstart. These include affiliate links, images, emails, text links, online tracking links, media source tracking, and more.

It’s perfect for influencers, bloggers, and publishers in personal loans, finance management, credit improvement, or debt consolidation niches. Anyone with an audience interested in personal finance or financial consulting can join the program.

Upstart Affiliate Program: Commissions and Payment Details

Upstart pays its publishers a 1% commission for each qualifying sale. The rate applies to referrals who apply for Upstart personal loans and car loans.

Upstart Personal Loans offer a 15-day cookie duration, while Upstart Auto Loans extend to 30 days. If your audience clicks on your links and applies for loans during these periods, you’ll earn rewards specific to the program they apply for.

Impact will pay your monthly commissions through PayPal, BACS, or direct transfer. Yet, your account balance must exceed $10 to request payments.

Pros and Cons of the Upstart Affiliate Program

Here are some key benefits and drawbacks of the Upstart affiliate program:

Pros	Cons
Well-known brand	High competition
Competitive commission rates (1% or up to $100/sale)	$10 minimum payout threshold
Extended cookie duration (up to 30 days)
Brand creatives included

Upstart is an established fintech lending brand with high-demand loan services, increasing the conversion rates of your affiliate links. The competitive 1% commission on the funded loan, ranging from $1000 to $50,000, means you’ll get at least $100 for each successful referral. The long cookie window of up to 30 days gives you ample time to apply your strategies.

Nevertheless, there’s strong competition in the lending niche, making it harder for newbies to stand out. You must also reach at least $10 in your commission account before getting paid.

Upstart Affiliate Program Sign Up: Step-by-step Guide

Here is a step-by-step guide to joining the Upstart affiliate program:

Step 1: Visit the Upstart affiliate program page

Go to the Upstart affiliate program page and click on “Learn more.”

Step 2: Choose the program

Choose to apply to the Upstart Personal Loans or Upstart Auto Loans program. Then, click on the “Apply now” button that matches the program you picked.

Step 3: Submit application

Click on “Apply to brand.” This will take you to the registration page. Fill out the form with your personal and website details. And click “Sign up.”

Step 4: Get approved

Wait for Upstart to review and approve your affiliate account application. Approval may take 1-3 business days.

Step 5: Upstart affiliate program login

Once approved, you can log in to the Upstart affiliate dashboard to access your affiliate links and other creatives.

Step 6: Promote Upstart

Start adding your Upstart affiliate referral links and promotions to your channels to promote their lending services and earn commissions.

How to Promote Upstart as an Affiliate?

Here are some strategies to increase your income with the Upstart affiliate program:

The first tip is to tailor your promotion efforts toward audiences seeking debt consolidation solutions. You can highlight how Upstart’s personal loans can help them consolidate their debts into one manageable payment, easing financial stress.

You can also offer resources like comprehensive loan guides and easy-to-use interest calculators on your website. These can educate your audience about personal loans and help them make informed decisions.

Another strategy is to create content that addresses ways to improve credit scores and manage finances effectively. This way, you’ll attract an audience interested in improving their financial health, making them more receptive to Upstart’s loan offerings.

Furthermore, you can share testimonials or reviews from satisfied Upstart customers. Positive experiences from real people can reassure your audience, encouraging them to take action by clicking on your affiliate links.

Is the Upstart Affiliate Program Worth It?

The Upstart affiliate program presents a lucrative opportunity for affiliates in the online lending niche. You’ll benefit from its trusted brand, high commissions, and long cookie duration.

Let’s look at an example of potential monthly earnings:

10 referrals per month
Average funded loan of $1,000
1% commission rate

That means you could make $1,000 in commissions every month.

But remember, the financial services area is competitive. To succeed in the program, you need to promote smartly and work consistently.

In the end, the Upstart affiliate program is best for those ready to put in time and effort. If your audience needs online loan solutions and you can create interesting content regularly, it’s a good way to make money.