About Chase
Chase (JPMorgan Chase Bank) is one of the largest and most reputable financial institutions in the United States and globally. Serving nearly half of America’s households, Chase offers a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. For affiliates, Chase is a “powerhouse” brand; its high brand recognition leads to high conversion rates, as customers already trust the institution.
Chase Affiliate Program Overview
The Chase Affiliate Program allows publishers to earn commissions by referring their audience to Chase’s financial products.
Note: Chase has two distinct programs: the “Refer-a-Friend” program (for existing customers, capped earnings) and the professional “Affiliate Program” (for publishers/creators, managed via networks).
| Category | Details |
| Industry | Finance / Banking |
| Product Type | Credit Cards, Checking Accounts, Savings Accounts, Business Banking |
| Affiliate Program Type | CPA (Cost Per Action) – Pay Per Approved Application |
Chase Affiliate Program Offers
Chase is strict about compliance due to financial regulations. Offers usually focus on credit card approvals or new bank account openings.
| Category | Information |
| Promotional Materials | Banners, text links, compliance-approved creatives, dedicated tracking dashboard. |
| Affiliate Cookie Duration | 7 to 30 days (Varies by network/offer; typically shorter for credit cards). |
| Accepted Traffic Source | Blogs, financial review sites, content creators, email newsletters (must be CAN-SPAM compliant). Incentivized traffic (offering cash/rewards to sign up) is typically banned. |
| Accepted Countries | United States (Primary focus). |
| Explicit Content | Prohibited (Sites with adult content, violence, or illegal activities are rejected). |
| Religious or Political Content | Restricted (Chase generally avoids placement on highly polarized political or religious sites to maintain brand neutrality). |
Chase Affiliate Commissions & Payments
Chase pays for performance (approved accounts), not just leads.
| Category | Information |
| MLM | No (This is a single-tier affiliate program, not Multi-Level Marketing). |
| Commission Rate | *$50 – |
| Commission Structure | Flat Fee CPA. You earn a fixed amount per approved credit card application or funded bank account. |
| Payout Frequency | Monthly (Net 30 or Net 60 terms depending on the network). |
| Payout Methods | Direct Deposit (ACH), Check, Wire Transfer. |
| Minimum Payout | Typically $50 or $100, depending on the affiliate network used. |
Suitable Affiliates for Chase Affiliate
This program is best suited for creators who have an audience interested in personal finance, travel, or business growth.
- Bloggers: Specifically Personal Finance, Travel Hacking (using points/miles), and Small Business bloggers.
- YouTubers: Reviewers of credit cards, unboxing financial products, or teaching financial literacy.
- KOL / Influencers: Lifestyle influencers who share “money-saving hacks” or travel tips using Chase Sapphire cards.
- Video Editors: Less direct, but can create content for finance channels.
- Livestreamers: Hosts who discuss real-time market trends or financial advice.
- KOC (Key Opinion Consumers): Everyday users sharing their genuine success stories with Chase products (often via the Refer-a-Friend model).
Chase Affiliate Software
Chase does not manage its professional affiliate program entirely in-house. Instead, it utilizes major third-party Affiliate Networks to manage tracking, compliance, and payouts.
- Primary Networks: Chase offers are frequently found on Impact, CJ Affiliate, and niche financial networks like Bankrate or CreditCards.com.
- In-House Tool: For the customer “Refer-a-Friend” program, they use a proprietary in-app dashboard.
3 Alternatives for Chase Affiliate Program
Here is a comparison of Chase against three other major financial affiliate programs: American Express, Capital One, and SoFi.
| Comparison Factors | Chase | American Express | Capital One | SoFi |
| Program Focus | General Banking & Premium Travel Cards | Premium Credit Cards & Business Cards | Credit Building & Travel Cards | Loans, Investing & Modern Banking |
| Entry Fees | Free to join | Free to join | Free to join | Free to join |
| Withdrawal Threshold | ~$50 – $100 | ~$50 | ~$50 | ~$100 |
| Payment Frequency | Monthly (Net 30) | Monthly (Net 30) | Monthly | Monthly |
| Commission | $50 – $350+ per approval | $200 – $400+ (High Payouts) | $25 – $150 (Volume focused) | $100 – $1,000 (High for loans) |
| Conversion | High (Trusted household brand) | Medium/High (Requires higher credit score) | High (Easier approval odds) | Medium (Niche audience) |
| Marketing Materials | Strict Compliance, Banners, Links | High-End Creatives, Strict Compliance | Standard Banners, Flexible options | Modern, App-focused creatives |
