About National Debt Relief
National Debt Relief is one of the largest and most reputable debt settlement companies in the United States.
Founded in 2009, they are an A+ BBB-accredited business that focuses on helping individuals with high levels of unsecured debt (credit cards, personal loans, medical bills) find an alternative to bankruptcy.
Their brand is highly trusted, making it one of the highest-converting options for affiliates in the financial services sector.
Debt Relief Affiliate Program Overview
The National Debt Relief affiliate program is designed as a Lead Generation model. Affiliates are paid when a potential customer completes a free consultation request form, rather than waiting for a sale to close.
| Item | Details |
| Industry | Financial Services / Debt Settlement |
| Product Type | Debt Consolidation & Settlement Services |
| Affiliate Program Type | CPL (Cost Per Lead) / Pay Per Lead |
Debt Relief Affiliate Program Offers
The program provides high-quality creative assets and maintains a long cookie window to ensure affiliates receive credit for returning traffic.
| Feature | Details |
| Promotional Materials | Banners, Text Links, Email Templates, Landing Pages |
| Affiliate Cookie Duration | 60 Days |
| Accepted Traffic Source | SEO, Content Marketing, Social Media, Email, PPC (with restrictions) |
| Accepted Countries | United States (Only) |
| Explicit Content | Strictly Prohibited |
| Religious or Political Content | Prohibited (Brand Safety Guidelines apply) |
Debt Relief Affiliate Commissions & Payments
This program is known for some of the highest payouts in the financial niche because the “customer lifetime value” in debt settlement is significant.
| Feature | Details |
| MLM (Multi-Level Marketing) | No |
| Commission Rate | $27.00 – $30.00 per qualified lead (varies by volume) |
| Commission Structure | Flat Fee per Qualified Lead |
| Payout Frequency | Monthly (Net-20 or Net-30) |
| Payout Methods | Check, Direct Deposit, Wire Transfer |
| Minimum Payout | $50.00 (Standard for most networks) |
Suitable Affiliates for Debt Relief Affiliate
This program is highly sensitive to “intent.” The following creators are most successful:
- Bloggers: Specifically those in the Personal Finance, Frugal Living, or “Mommy Blog” niches who write about getting out of debt.
- TikTokers: Financial educators (“FinTok”) sharing tips on credit score repair and debt management.
- KOC (Key Opinion Consumers): Real people who have gone through debt relief and share their journey.
- KOL/Influencers: Finance experts who provide authoritative advice on economic survival.
- YouTubers: Creators making long-form reviews of debt relief services or “How-to” financial guides.
- Video Editors: Skilled at creating high-engagement “problem/solution” short-form ads for social media.
- Livestreamers: Finance-focused streamers who do Q&A sessions regarding personal budgeting.
Debt Relief Affiliate Software
National Debt Relief primarily manages its affiliate program through the ShareASale network. They use ShareASale’s tracking and reporting tools rather than a proprietary in-house software to ensure transparency and reliable third-party tracking for their partners.
3 Alternatives for Debt Relief Affiliate Program
If National Debt Relief isn’t the right fit, these three competitors offer similar lead-generation opportunities.
| Comparison Factor | National Debt Relief | Freedom Debt Relief | Accredited Debt Relief | CuraDebt |
| Average Bill | $10,000+ Debt | $7,500+ Debt | $10,000+ Debt | $5,000+ Debt |
| Entry Fees | $0 (Free Quote) | $0 (Free Quote) | $0 (Free Quote) | $0 (Free Quote) |
| Withdrawal Threshold | $50 | $50 – $100 | $50 | $100 |
| Payment Frequency | Monthly | Monthly | Monthly | Monthly |
| Commission | ~$27 – $30/Lead | ~$25/Lead | ~$25 – $35/Lead | Up to $400/Sale or $25/Lead |
| Conversion | Very High | High | High | Moderate |
| Marketing Materials | Excellent | Good | Standard | Extensive |