About myFICO

myFICO is the consumer division of FICO (Fair Isaac Corporation), the company that pioneered the FICO® Score—the credit score used by 90% of top lenders in the United States.

While many websites offer “educational” scores, myFICO provides consumers with their actual FICO scores and reports from all three major bureaus (Equifax, TransUnion, and Experian). The brand is highly trusted and serves as the gold standard for individuals preparing for major financial milestones like buying a home or a car.

Disclaimer
Affiliate program terms can change frequently. The figures below are based on general information and may vary based on specific campaigns or affiliate tiers.

myFICO Affiliate Program Overview

The myFICO affiliate program is a performance-based marketing opportunity that allows partners to earn commissions by referring customers to their credit monitoring and identity theft protection services.

Feature Details
Industry Finance / Credit Services
Product Type Digital Subscriptions & One-time Credit Reports
Affiliate Program Type CPA (Cost Per Action)

myFICO Affiliate Program Offers

myFICO provides affiliates with the necessary tools to promote their high-converting credit products while maintaining strict brand guidelines to ensure financial compliance.

Feature Details
Promotional Materials Banners, text links, and seasonal creative assets
Affiliate Cookie Duration 30 Days
Accepted Traffic Source Content sites, SEO, Email (with approval), Social Media
Accepted Countries United States (Primary)
Explicit Content Strictly Prohibited
Religious or Political Content Strictly Prohibited

myFICO Affiliate Commissions & Payments

The program is managed through a professional affiliate network, ensuring that tracking is accurate and payments are distributed on a reliable schedule.

Feature Details
MLM (Multi-Level Marketing) No
Commission Rate $5 – $100+ per sale (Depending on the product plan)
Commission Structure Fixed CPA (Cost Per Action)
Payout Frequency Monthly (Net-20 or Net-30)
Payout Methods Direct Deposit, Check, Payoneer
Minimum Payout $50 (Standard for CJ Affiliate)

Suitable Affiliates for myFICO

This program is best suited for creators who focus on financial literacy, debt management, and wealth building.

  • Bloggers: Personal finance bloggers writing about mortgages, credit cards, or credit repair.
  • TikTokers: “Fin-Tok” creators who explain how credit scores impact interest rates.
  • KOC (Key Opinion Consumers): Real users sharing their journey to a 800+ credit score.
  • KOL / Influencers: Experts in the real estate or automotive industry.
  • YouTubers: Reviewers who compare different credit monitoring services.
  • Video Editors: Content creators making educational shorts about financial health.
  • Livestreamers: Finance coaches hosting Q&A sessions on improving credit.

myFICO Affiliate Software

myFICO does not use in-house software. They utilize CJ Affiliate (formerly Commission Junction), one of the world’s largest and most established affiliate marketing networks. This provides affiliates with robust third-party tracking, deep linking tools, and centralized reporting.

3 Alternatives for myFICO Affiliate Program

Comparison Factor myFICO Experian TransUnion Credit Sesame
Average Bill $19.95 – $39.95/mo $24.99/mo $24.95/mo Free to $19.95/mo
Entry Fees $0 (Free to Join) $0 (Free to Join) $0 (Free to Join) $0 (Free to Join)
Withdrawal Threshold $50 $50 $50 $50
Payment Frequency Monthly Monthly Monthly Monthly
Commission High (Up to $100+) Moderate (CPA) Moderate (CPA) Low to Moderate
Conversion Moderate (High Intent) High (Brand Trust) Moderate Very High (Free Offer)
Marketing Materials Professional/Clean Extensive Standard High-Energy/Mobile