About National Debt Relief (NDR)
National Debt Relief, LLC is one of the largest and most reputable debt settlement companies in the United States. Founded in 2008, the company specializes in helping consumers resolve unsecured debt (like credit card debt, medical bills, and personal loans) for less than the amount they currently owe.
Instead of consolidating debt into a new loan, NDR works through a debt settlement program. Clients deposit money into a dedicated savings account each month, and once enough funds accrue, NDR’s expert negotiators work with creditors to settle the debt for a reduced amount. The company is accredited by the Better Business Bureau (BBB) with an A+ rating and is an accredited member of the American Fair Credit Council (AFCC).
National Debt Relief Affiliate Program Overview
The National Debt Relief Affiliate Program is a high-paying program in the financial services niche, focused on generating qualified leads for their debt relief services. It’s often structured as a Cost-Per-Lead (CPL) program, rewarding affiliates for consumers who meet the qualification criteria and request a free quote.
| Factor | Details |
| Industry | Financial Services, Finance, Insurance |
| Product Type | Digital Service (Debt Relief/Debt Settlement) |
| Affiliate Program Type | CPL (Cost Per Lead) and Pay Per Call (PPC) |
National Debt Relief Affiliate Commissions & Payments
The program offers competitive, fixed commissions for qualified leads, which are typically defined by a minimum unsecured debt amount (e.g., $7,500 or $10,000) and state residency.
| Factor | Details |
|---|---|
| MLM | No — traditional single-tier affiliate/referral structure |
| Commission Rate (CPL) | ~$27.50 per qualified free quote lead |
| Commission Rate (PPC / Call) | ~$41 per qualified debt relief phone call |
| Commission Structure | Fixed payout per qualified lead or call; program also offers ~12% referral commission on sub-affiliates (master affiliate tier) |
| Payout Frequency | Monthly (commonly Net-20) |
| Payout Methods | ACH direct deposit, checks |
| Minimum Payout | ~$50 |
National Debt Relief Affiliate Program Offers
| Factor | Details |
| Promotional Materials | Banners, Text Links, Landing Pages, Ongoing training, and resources to maximize lead conversions. |
| Affiliate Cookie Duration | Typically $\approx 30$ days (though details can vary based on the specific affiliate network). |
| Accepted Traffic Source | Websites, Blogs, Approved Marketing Methods. Specific approval required for ads and marketing methods. |
| Accepted Countries | United States (Leads accepted from most states, with known exceptions like OR, VT, WV). |
| Explicit Content | Not accepted, as it’s a strictly financial-focused program. |
| Religious or political content | Generally not accepted or must be carefully screened to ensure compliance with financial advertising regulations. |
Suitable Affiliates for National Debt Relief Affiliate
This affiliate program is best suited for content creators and marketers with an audience facing significant debt issues or seeking personal finance education, particularly in the United States.
| Affiliate Type | Suitability |
| Bloggers | High. Excellent fit for blogs focused on personal finance, budgeting, debt management, and getting out of debt. |
| YouTubers | High. Good for channels discussing credit scores, debt stories, financial freedom, and personal finance reviews. |
| Influencers | Medium to High. Suitable for personal finance influencers who can ethically discuss debt relief options. Requires clear disclosures. |
| TikTokers/KOL/KOC/Livestreamers | Medium. Possible, but requires very clear, professional, and compliant content due to strict financial services regulations. Less suitable for general lifestyle content. |
| Video Editors | Low. This is a production skill, not a content platform. They would be better suited working for a primary affiliate. |
National Debt Relief Affiliate Software
National Debt Relief utilizes third-party affiliate management software to run its program, rather than strictly in-house software.
- The program is commonly found on major affiliate networks like ShareASale and Awin.
3 Alternatives for National Debt Relief Affiliate Program
Here are three alternatives in the debt relief or financial services space, which typically offer Cost-Per-Lead (CPL) or Cost-Per-Acquisition (CPA) models.
| Comparison Factor | National Debt Relief (Debt Settlement) | Freedom Debt Relief (Debt Settlement) | Accredited Debt Relief (Debt Settlement) | SoFi (Loans/Refinancing) |
|---|---|---|---|---|
| Average Client Bill | 18–25% of enrolled debt; typical minimum ~$7,500–$10,000 | Similar to NDR: 15–25% of enrolled debt | Similar structure and minimum debt requirements | N/A (loan sizes vary widely; not fee-based) |
| Entry Fees | None (revenue earned after settlement) | None | None | None (free application) |
| Withdrawal Threshold | ~$50 | ~$50–$100 | ~$50–$100 | Varies (often higher for lenders) |
| Payment Frequency | Monthly (e.g., Net-20) | Monthly or Net-30 | Monthly or Net-30 | Typically Monthly or Net-30 |
| Commission (Lead/Payout) | ~$27.50 CPL or ~$41 PPC | ~$25 CPL | Comparable CPL or CPA | High — often $100+ CPA for funded loans |
| Conversion Target | High intent leads with significant unsecured debt | High intent in same niche | Very strong conversion due to trust ratings | Users with good credit seeking lower interest rates |
| Marketing Materials | Landing pages, banners, affiliate support | Banners, text links, partner support | Custom funnels, promotional sequences | Banners, high-quality images, deep linking |
