About Next Insurance

Next Insurance is a leading insurtech company based in Palo Alto, California, dedicated to transforming small business insurance. Founded in 2016, the brand utilizes AI and machine learning to offer customized, affordable, and 100% online insurance coverage.

They cater to over 1,300 types of businesses, providing everything from General Liability to Workers’ Compensation. Their primary value proposition is speed—allowing business owners to get a quote and a certificate of insurance in less than 10 minutes.

Disclaimer
Affiliate program terms can change frequently. The figures below are based on general information and may vary based on specific campaigns or affiliate tiers.

Next Insurance Affiliate Program Overview

The Next Insurance affiliate program is a B2B-focused performance marketing opportunity. It is designed for partners who have an audience of entrepreneurs, freelancers, and small business owners looking for streamlined financial services.

Feature Details
Industry Insurance / Insurtech / Fintech
Product Type Small Business Insurance (B2B)
Affiliate Program Type CPA (Cost Per Action) / Lead Generation

Next Insurance Affiliate Program Offers

Next Insurance provides its affiliates with a variety of tools to ensure high conversion rates. The program is strictly regulated to ensure brand safety and compliance with insurance laws.

Feature Details
Promotional Materials Banners, text links, dedicated landing pages, and brand assets
Affiliate Cookie Duration 30 Days
Accepted Traffic Source SEO, Content Marketing, Social Media, Email (with approval), Paid Search (no brand bidding)
Accepted Countries United States only
Explicit Content Strictly Prohibited
Religious or Political Content Strictly Prohibited

Next Insurance Affiliate Commissions & Payments

Because insurance is a highly regulated industry, the commission structure is typically based on a “bounty” (flat fee) per lead or per policy, rather than a percentage of the insurance premium.

Feature Details
MLM No
Commission Rate $10 – $100+ (Varies based on lead quality and policy type)
Commission Structure Flat fee per completed quote or purchased policy
Payout Frequency Monthly (Net 30 or Net 60)
Payout Methods Direct Deposit (ACH), PayPal, Check
Minimum Payout $50 (Standard via Impact platform)

Suitable Affiliates for Next Insurance Affiliate

This program is ideal for creators who focus on the “Professional Services” or “Entrepreneurship” niches.

  • Bloggers: Specifically those writing about small business tips, startup advice, or financial management.
  • TikTokers: Financial educators (FinTok) who explain the legal requirements of starting a business.
  • KOL/Influencers: Business coaches or LinkedIn influencers who mentor freelancers and contractors.
  • YouTubers: Creators who make “How to start a [Business Type]” tutorials (e.g., how to start a landscaping or cleaning business).
  • Livestreamers: Tech or business streamers who discuss professional setups and risk management.
  • Video Editors: Those creating promotional content for B2B services can integrate Next Insurance as a recommended tool.

Next Insurance Affiliate Software

Next Insurance does not use in-house software to manage its affiliates. Instead, they utilize Impact (Impact.com), a leading global affiliate management platform. This provides affiliates with robust tracking, real-time reporting, and automated payment processing.

3 Alternatives for Next Insurance Affiliate Program

If you are looking for alternatives or wish to diversify your insurance affiliate portfolio, consider these three competitors:

Comparison Factor Next Insurance Hiscox State Farm Progressive Commercial
Average Bill $25 – $100/mo $30 – $150/mo $40 – $200/mo $50 – $250/mo
Entry Fees $0 $0 $0 $0
Withdrawal Threshold $50 $50 Varies by Network $50
Payment Frequency Monthly Monthly Monthly Monthly
Commission High (20-100+ per lead) Moderate ($25 per quote) Varies (mostly via networks) Moderate (10-20 per lead)
Conversion Very High (Online-only) High Moderate (Often requires phone) High
Marketing Materials Excellent (Modern) Good (Professional) Average Good