About Payoneer
Payoneer is an American financial services company established in 2005. It operates as a leading cross-border payment platform, primarily catering to freelancers, digital businesses, online sellers, and small to medium-sized enterprises (SMEs) worldwide. Payoneer simplifies international commerce by providing a secure and efficient way to manage global transactions.
Its services include online money transfer, digital payment services, and the provision of working capital. Account holders can send and receive funds using a variety of methods, including an e-wallet, local receiving accounts in major currencies, or a re-loadable prepaid MasterCard debit card. Payoneer supports transactions in over 150 local currencies and operates in more than 200 countries and territories.
Payoneer Affiliate Program Overview
The Payoneer Affiliate Partner Program is designed for individuals and businesses who want to earn commissions by referring new customers to Payoneer’s global payment and financial solutions platform. Affiliates equip their audience with an all-in-one platform for cross-border payments, while earning commissions for every qualified new customer they refer.
| Detail | Information |
| Industry | Financial Services (Fintech), Cross-Border Payments |
| Product Type | Digital Financial Service/Software as a Service (SaaS) |
| Affiliate Program Type | Cost Per Action (CPA) / Partnership |
Payoneer Affiliate Program Offers
The program provides affiliates with the tools and resources necessary to effectively promote Payoneer. Commissions are typically based on referrals who sign up through the affiliate’s unique link and become an active customer, often by meeting a specific payment threshold.
| Offer Detail | Information |
| Promotional Materials | Tailored marketing assets (e.g., banners, emails, articles), tracking links, and detailed statistics/reports. |
| Affiliate Cookie Duration | Unknown (Varies, not explicitly public) |
| Accepted Traffic Source | Blogs, social media, emails, articles, websites (Generally accepts high-quality, relevant traffic). |
| Accepted Countries | Operates globally in over 200 countries and territories; the program is global but specific country acceptance may vary. |
| Explicit Content | Not accepted (Standard for financial services/Fintech programs). |
| Religious or Political Content | Not accepted (Standard for financial services/Fintech programs). |
Payoneer Affiliate Commissions & Payments
Payoneer offers competitive payouts based on qualified customer acquisition. A qualified referral is typically defined as a new customer who signs up through the affiliate link and receives or sends a certain amount of payments (e.g., earning at least $1,000 in payments).
| Payment Detail | Information |
| MLM | No (This is an affiliate/referral program, not Multi-Level Marketing). |
| Commission Rate | Varies; a common offer seen is a $25 commission per qualified referral. The program’s commission structure may be based on the revenue generated by the referral over time. |
| Commission Structure | CPA (Cost Per Action) – flat rate per qualified sign-up. |
| Payout Frequency | Monthly (Often paid on the 15th of the month for the previous month’s commissions). |
| Payout Methods | Directly to your Payoneer USD balance or transfer to your local bank account via Payoneer. |
| Minimum Payout | Not explicitly public (Sign-up for details, often tied to the first qualified commission). |
Suitable Affiliates for Payoneer Affiliate
The Payoneer Affiliate Program is particularly well-suited for individuals and businesses whose audience is involved in global commerce, remote work, or international payments.
| Affiliate Type | Suitability |
| Bloggers | High – Especially those in niches like freelancing, e-commerce, digital marketing, remote work, and finance. |
| TikTokers | Medium to High – Those focusing on finance tips, side hustles, e-commerce stores, or “how-to-get-paid-online” content. |
| KOC (Key Opinion Consumer) | Medium – KOCs who genuinely use the platform and can provide authentic reviews to their community. |
| KOL (Key Opinion Leader) | High – KOLs in the finance, freelance, or e-commerce space with a strong, relevant following. |
| Influencers | High – Influencers targeting freelancers, global entrepreneurs, or those who need cross-border payment solutions. |
| YouTubers | High – Creators covering topics like business, finance, starting an online business, e-commerce, and global freelancing. |
| Video editors | Low to Medium – Only if they have a large audience of other freelancers or clients who need to pay them globally. |
| Livestreamers | Medium – Those who stream content related to finance, trading, or conducting global business, where payment solutions are a frequent topic. |
Payoneer Affiliate Software
Payoneer utilizes third-party software for managing its affiliate program, ensuring efficient tracking and payment processing.
The brand often uses HasOffers (now known as TUNE) as its tracking and affiliate management platform. This is a common solution used by large affiliate networks and brands to handle conversion tracking, detailed reporting, and commission payouts for their partner programs. They do not rely solely on in-house affiliate management software for this program.
3 Alternatives for Payoneer Affiliate Program
Payoneer is primarily a financial/payment solution. Therefore, the alternatives are typically other platforms that offer similar payment, transfer, or affiliate services to a global audience. The three key alternatives often compared are Wise Business, PayPal, and Skrill.
| Comparison Factor | Payoneer Affiliate Program | Wise Business Affiliate Program | PayPal Partner Program (for B2B) | Skrill Affiliate Program |
| Average Bill | Not applicable; product is a payment platform (Focus on user’s transfer/transaction volume). | Not applicable; product is a payment platform (Focus on user’s transfer/transaction volume). | Not applicable; product is a payment platform (Focus on user’s transfer/transaction volume). | Not applicable; product is a payment platform (Focus on user’s transfer/transaction volume). |
| Entry Fees | Free to join | Free to join | Free to join | Free to join |
| Withdrawal Threshold | Not explicitly public (Typically tied to earning the first commission) | Varies by program/network, but usually low or non-existent for direct accounts. | Not public/Varies (Typically minimal for partners). | Varies, usually low (e.g., $100 or less). |
| Payment Frequency | Monthly (e.g., Net-15) | Varies (e.g., Monthly or Net-30) | Varies by program/network | Varies (e.g., Monthly or Net-30) |
| Commission | Varies, often $25 CPA for a qualified sign-up. | Varies, can be CPA or Revenue Share (e.g., commission on first transfer fees). | Varies, often Revenue Share or CPA for business products. | Varies, often Revenue Share (e.g., commission on referred user’s transactions). |
| Conversion | Focuses on freelancers, digital businesses, and marketplace sellers needing global receiving accounts. | Strong conversion for small businesses and individuals prioritizing low-cost, mid-market rate transfers. | High conversion due to brand recognition and existing large user base for global and personal transfers. | Appeals to users in certain niche or high-risk industries (e.g., gaming, betting) and e-wallets. |
| Marketing Materials | Tracking links, banners, email copy, reports. | Tracking links, brand assets, dedicated partner support. | Tracking links, API integrations, co-marketing opportunities. | Banners, landing pages, dedicated affiliate manager. |
