Upgrade is a renowned fintech company that offers credit cards tailored to each customer. As an affiliate, you can monetize your content by providing your audience reliable financial solutions.
In this in-depth article. we’ll cover everything you need to know about the Upgrade affiliate program. Let’s dive in now to see if this opportunity is right for you!
What is Upgrade?
Founded in 2017, Upgrade offers personalized and secured credit cards backed by technology. The company focuses on helping consumers build and improve their credit.
Upgrade uses AI and machine learning to assess each applicant and offer customized cards tailored to their credit profile. It offers personal loans, credit cards, rewards checking, savings accounts, and auto refinance options. Some of its key products include the Upgrade Card, Upgrade Bitcoin Rewards Card, and Upgrade Virtual Card.
Introduction to the Upgrade Affiliate Program
Upgrade Affiliate Program [2024] | Earn Money from Upgrade
The Upgrade affiliate program pays publishers to refer new customers through their affiliate links. Once your audience opens an account or asks for a loan, you’ll receive a commission.
It’s free to join this program through FlexOffers, a trusted affiliate network. FlexOffers will also track your commissions and handle your payments.
There is no limit to who can join the program. It welcomes publishers from every niche. Yet, it works particularly well for content creators and influencers in the financial and fintech space.
Upgrade Affiliate Commissions and Payment Details
Upgrade offers a commission structure as follows:
- $20 per Rewards Checking Account
- $40 per Savings Account
- $40 Upgrade Select Visa Card
- $160 per Upgrade Cashback Card
- $60 per any other card
- 0.8% per Auto Refi
- 1.6% per personal and universal loan
The cookie period lasts for 30 days. This means your referral is qualified if your audience signs up for Upgrade services via your affiliate links within a month from the last click.
FlexOffers pays publishers on a net of 60 days. Affiliate payouts are made through check, bank transfer, international ACH, wire transfer, and PayPal. The minimum payout balance is $1000 for wire transfers and $25 for other methods.
Pros and Cons of Becoming An Upgrade Affiliate Marketer
In this part, we’ll elucidate the pros and cons of the Upgrade affiliate program.
Pros | Cons |
Good commission rates
|
Long payment process (60 days) |
Long cookie duration (30 days) | $25-$1,000 minimum payment threshold |
Various payout methods |
Upgrade offers generous commission rates of up to $160 per new account opened. Plus, you may earn up to 1.6% of the issued loan’s value. The 30-day cookie duration also grants affiliates ample time to convince their audience.
Besides, publishers can choose among a wide range of payout methods: check bank transfer, international ACH, wire transfer, and PayPal. This is very convenient as you can choose any option that suits you most.
However, the payment process contains many phrases: tracking, invoicing, approving, and transferring. Thus, you’ll have to wait 2 months to receive your affiliate income. Your affiliate revenue must exceed $1,000 for wire transfers and $25 for other methods.
Upgrade Affiliate Program Signup: A Step-by-step Tutorial
Here is a step-by-step guide on how to join the Upgrade affiliate program.
Step 1: Visit the signup site
Publishers apply for this program through FlexOffers. Access this link: https://publisherprobeta.flexoffers.com/signup/accountInfo?RID=1266046&aid=213829.
Step 2: Fill in the application form
Fill in all the required information with your valid details. Then, go through the affiliate program’s terms and conditions before accepting. Click the “Register” button to submit.
Step 3: Verify your email address
After submitting the registration form, you will receive an email of verification. Click the “Verify Your Email Address” button.
Step 4: Complete affiliate information
After verifying the email address, you will be brought back to the application site. Fill in all required information left. Then, submit the form.
Step 5: Wait for approval and start promoting
FlexOffers will review applications and notify applicants by email. It usually takes only one business day.
Once approved, you can log in to your registered account. Now, you can access your affiliate dashboard and start promoting.
Best Tips to Get Success with the Upgrade Affiliate Program
Here are some tips to maximize your affiliate marketing efforts.
Publishers may develop content that compares Upgrade’s services with those of competitors. Then, highlight the unique features, benefits, and advantages of Upgrade offers. This can effectively convince your audience and increase your conversions.
Moreover, publishers can utilize an email marketing campaign. You need to build an email list of interested audiences and regularly update them. Publishers should use persuasive language and personalized recommendations to encourage clicks and conversions.
It’s also effective to partner with fellow affiliates and influencers in the niche. You may collaborate on content creation, guest posts, or joint events. This will increase your affiliate marketing traffic and attract more potential customers.
One more tip is to attend relevant events in the financial niche. This brings you an opportunity to reach a wider audience and connect with potential customers and partners.
Is the Upgrade Affiliate Program Right for You?
For publishers looking to start a real affiliate marketing business, the Upgrade affiliate program is worth considering.
Upgrade offers a competitive commission structure that allows you to pile up substantial income. For example, if you can convince your audience to register 10 Upgrade Cashback cards, you’ll receive $1,600 in commission. Or else, once your audience asks for a $10,000 personal loan, you’ll get 1.6% of its value which equals $160.
The key is to target the right audience. You may choose individuals who are coping with financial difficulty or those looking for sustainable and reliable financial solutions. Then focus your promotion efforts on them to maximize your earnings.
FAQs
- Does Upgrade have an affiliate program?
Yes. Upgrade enables publishers to earn money by advertising its services.
- Who should join the Upgrade affiliate program?
The Upgrade affiliate program is ideal for personal finance bloggers, credit card reviewers, and fintech influencers.
- Is there a fee to join the Upgrade affiliate program?
No. There is no fee to join the Upgrade affiliate program.
- Are there any minimum requirements to become an Upgrade affiliate?
No. As long as you have an affiliate platform with an audience interested in personal finance and credit cards, you can join the Upgrade affiliate program.
- Can the Upgrade program be combined with other affiliate programs?
Yes. Publishers can promote services from other providers alongside the Upgrade affiliate program.
- What are the best Upgrade affiliate program alternatives?
Some top alternatives to the Upgrade affiliate program are Capital One, Discover Card, and American Express affiliate programs.