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paypal affiliate program

PayPal Affiliate Program

The PayPal affiliate program, also known as PayPal's referral program, allows you to earn PayPal Reward Points by inviting friends to use the platform.


$10 per new account signup, $10 per sending money, $10 per Venmo signup, $5 per Xoom transfer


30 days


PayPal is a global leader in online payments and digital wallets. Founded in 1998, it enables fast, secure online transactions between buyers and sellers worldwide.

With over 400 million active accounts, PayPal allows customers to send, receive and hold funds in 25 currencies. It offers services like peer-to-peer transfers, online checkout options, invoicing and in-store payments via mobile.

PayPal operates in over 200 markets enabling digital commerce for consumers and businesses. It provides fraud prevention and 24/7 customer support. PayPal aims to simplify payments and financial services through technology.

Overview of PayPal Affiliate Program

PayPal affiliate program is one of the affiliate marketing programs in the financial industry. The PayPal affiliate program, also known as PayPal’s referral program, allows you to earn PayPal Reward Points by inviting friends to use the platform.

These earned points aren’t limited to cashback alone; they can be used for a variety of purposes such as cashback on your PayPal purchases, sending money to friends, supporting a charitable cause, or transfering funds to your bank account.

The program is free to join, and anyone in the US with a PayPal account can participate.

Commissions and Payment Details

I’s straightforward to earn PayPal affiliate commissions. Here’s how it works:

To earn the 1,000 point reward, the person you referred needs to fulfill the following criteria:

  • Complete the signup process on PayPal
  • Link a payment method to their PayPal account
  • Make a single payment of at least $5.00 USD within 30 days of signing up with PayPal

Once your referred friend has successfully met these requirements, your reward will be on its way. However, please note that it might take up to 2 weeks for you to receive your points.

PayPal Affiliate Program: Pros & Cons 

Here are some benefits & drawbacks of the Paypal referral program.

Pros Cons
Mutually beneficial for referrer & friend Eligibility criteria for rewards
Flexible reward redemption Reward processing in 2 weeks
Free to join Geographical limitations

The PayPal affiliate program is a simple way for publishers to make extra money by referring people. When you share your special link and new users sign up and link their bank account, you get rewards for each successful referral. PayPal also lets you choose how you want to use your earnings, like getting cash back, donating to charity, or transferring it to your bank.

But there are some things to consider. To earn rewards, new users must not only sign up but also link their bank account and spend/send a minimum amount of $5. There’s also a waiting period of up to 2 weeks before you get your rewards. Plus, the program is available in the US only.

How to Get PayPal Referral Link (Step-by-step)

Follow this following guide to join the PayPal affiliate program.

Step 1. Visit the PayPal affiliate program page 

Go to the official PayPal referral program page https://www.paypal.com/us/webapps/mpp/invite/terms. This is where you’ll usually find information on their affiliate program.

Step 2. Read program requirements

Review the program requirements and terms of service carefully. Make sure you understand what’s expected of you as an affiliate, including commission rates, payment terms, and any restrictions.

Step 3. Sign up

Click on the Invite Your Friends button. If you don’t have a PayPal account, you’ll need to create one first. Then you may need to provide information about your website, marketing channels, and how you plan to promote PayPal’s services.

Step 4. Wait for approval

After you’ve submitted your application, you’ll typically need to wait for approval. PayPal or its affiliate program provider will review your application and may reach out to you for more information or clarification.

Step 5. Get affiliate materials

If your application is approved, you’ll get a PayPal referral link and affiliate materials such as tracking links, banners, and other marketing assets. You can use these materials to promote PayPal’s services and earn commissions on referrals.

Boost Your Earnings with The PayPal Affiliate Program 

Here are some tips for effectively promoting the PayPal affiliate program:

  • Create content showcasing paypal products and features

Develop informative and engaging content that highlights the benefits and features of PayPal services. This could include articles, videos, or infographics that explain how PayPal works and its advantages.

  • Promote new user signup offers and sending money deals

Highlight special offers, discounts, or promotions that PayPal may be running for new users or for sending money. Make sure your audience is aware of these opportunities.

  • Share coupons and promos for transfers or transactions

If PayPal offers discount codes or promotions, share them with your audience. Coupons and savings are attractive to users, and they may be more inclined to sign up or use PayPal for transactions.

  • Leverage email marketing and social media promotions

Utilize email marketing to reach your subscribers with PayPal promotions and updates. Additionally, leverage social media platforms to create posts and share content related to PayPal, making sure to use relevant hashtags and tags to increase visibility.

  • Target users searching for payment solutions online

Use search engine optimization (SEO) techniques to optimize your content for keywords related to payment solutions and PayPal. This will help your content appear in search results when users are looking for such services.

  • Promote around peak shopping seasons like holidays

Timing is crucial. Focus your promotions around peak shopping seasons, such as holidays, when people are more likely to make online purchases and need secure payment solutions like PayPal.


Who should join the PayPal affiliate program?

The PayPal affiliate program is ideal for publishers, influencers, and bloggers who have an audience interested in online payments, ecommerce, financial services, and fintech solutions.

Is there a fee to join the PayPal affiliate program?

No, there are no fees required to join and be an affiliate partner in the PayPal program. Signing up is free.

Are there any minimum requirements to become a PayPal affiliate?

There do not appear to be any strict minimum traffic or sales requirements. However, PayPal does review sites to ensure relevance to their products and audience.

Can the PayPal program be combined with other affiliate programs?

Yes, PayPal allows publishers to promote other affiliate offers and programs alongside their own. There are no exclusivity limitations.

What are the best PayPal affiliate program alternatives?

Some top alternatives in the online payments and fintech space are affiliate programs for Stripe, Square, Revolut, TransferWise, Coinbase, Robinhood, and Venmo.