About Chase

Chase (JPMorgan Chase Bank) is one of the largest and most reputable financial institutions in the United States and globally. Serving nearly half of America’s households, Chase offers a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. For affiliates, Chase is a “powerhouse” brand; its high brand recognition leads to high conversion rates, as customers already trust the institution.

Disclaimer
Affiliate program terms can change frequently. The figures below are based on general information and may vary based on specific campaigns or affiliate tiers.

Chase Affiliate Program Overview

The Chase Affiliate Program allows publishers to earn commissions by referring their audience to Chase’s financial products.

Note: Chase has two distinct programs: the “Refer-a-Friend” program (for existing customers, capped earnings) and the professional “Affiliate Program” (for publishers/creators, managed via networks).

CategoryDetails
IndustryFinance / Banking
Product TypeCredit Cards, Checking Accounts, Savings Accounts, Business Banking
Affiliate Program TypeCPA (Cost Per Action) – Pay Per Approved Application

Chase Affiliate Program Offers

Chase is strict about compliance due to financial regulations. Offers usually focus on credit card approvals or new bank account openings.

CategoryInformation
Promotional MaterialsBanners, text links, compliance-approved creatives, dedicated tracking dashboard.
Affiliate Cookie Duration7 to 30 days (Varies by network/offer; typically shorter for credit cards).
Accepted Traffic SourceBlogs, financial review sites, content creators, email newsletters (must be CAN-SPAM compliant). Incentivized traffic (offering cash/rewards to sign up) is typically banned.
Accepted CountriesUnited States (Primary focus).
Explicit ContentProhibited (Sites with adult content, violence, or illegal activities are rejected).
Religious or Political ContentRestricted (Chase generally avoids placement on highly polarized political or religious sites to maintain brand neutrality).

Chase Affiliate Commissions & Payments

Chase pays for performance (approved accounts), not just leads.

CategoryInformation
MLMNo (This is a single-tier affiliate program, not Multi-Level Marketing).
Commission Rate*$50 – 
Commission StructureFlat Fee CPA. You earn a fixed amount per approved credit card application or funded bank account.
Payout FrequencyMonthly (Net 30 or Net 60 terms depending on the network).
Payout MethodsDirect Deposit (ACH), Check, Wire Transfer.
Minimum PayoutTypically $50 or $100, depending on the affiliate network used.

Suitable Affiliates for Chase Affiliate

This program is best suited for creators who have an audience interested in personal finance, travel, or business growth.

  • Bloggers: Specifically Personal FinanceTravel Hacking (using points/miles), and Small Business bloggers.
  • YouTubers: Reviewers of credit cards, unboxing financial products, or teaching financial literacy.
  • KOL / Influencers: Lifestyle influencers who share “money-saving hacks” or travel tips using Chase Sapphire cards.
  • Video Editors: Less direct, but can create content for finance channels.
  • Livestreamers: Hosts who discuss real-time market trends or financial advice.
  • KOC (Key Opinion Consumers): Everyday users sharing their genuine success stories with Chase products (often via the Refer-a-Friend model).

Chase Affiliate Software

Chase does not manage its professional affiliate program entirely in-house. Instead, it utilizes major third-party Affiliate Networks to manage tracking, compliance, and payouts.

  • Primary Networks: Chase offers are frequently found on ImpactCJ Affiliate, and niche financial networks like Bankrate or CreditCards.com.
  • In-House Tool: For the customer “Refer-a-Friend” program, they use a proprietary in-app dashboard.

3 Alternatives for Chase Affiliate Program

Here is a comparison of Chase against three other major financial affiliate programs: American ExpressCapital One, and SoFi.

Comparison FactorsChaseAmerican ExpressCapital OneSoFi
Program FocusGeneral Banking & Premium Travel CardsPremium Credit Cards & Business CardsCredit Building & Travel CardsLoans, Investing & Modern Banking
Entry FeesFree to joinFree to joinFree to joinFree to join
Withdrawal Threshold~$50 – $100~$50~$50~$100
Payment FrequencyMonthly (Net 30)Monthly (Net 30)MonthlyMonthly
Commission$50 – $350+ per approval$200 – $400+ (High Payouts)$25 – $150 (Volume focused)$100 – $1,000 (High for loans)
ConversionHigh (Trusted household brand)Medium/High (Requires higher credit score)High (Easier approval odds)Medium (Niche audience)
Marketing MaterialsStrict Compliance, Banners, LinksHigh-End Creatives, Strict ComplianceStandard Banners, Flexible optionsModern, App-focused creatives