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discover affiliate program

Discover Affiliate Program

The Discover affiliate program lets you turn your financial content into cash. Check out our detailed guide for its commission, payment, and more.


Up to $500/referral/year


30 days


Bank transfer, Paypal

For personal finance influencers and bloggers, the Discover affiliate program deserves a close look. As a leading credit card and financial services brand, Discover offers lucrative commissions for driving new account signups and sales.

But should you become a Discover affiliate? Does their program align with your business goals? In this in-depth guide, we’ll break down everything you need to know about the Discover affiliate program to decide if it’s a good fit.

Overview of Discover

Founded in 1986, Discover is a dynamic financial services company with over 50 million card members. The company provides a suite of financial products, including credit cards such as Discover it, Miles, and Cashback. However, it is most renowned for its cashback rewards program.

Beyond cards, Discover offers loan products, deposit accounts, and more. With a strong focus on customer engagement and popular card products, Discover generates substantial transaction volume, solidifying its presence in the financial services industry.

Overview of the Discover Affiliate Program

Discover has a referral program where you can earn a Statement Credit reward for referring a friend.

To join the program, you need to register a Discover account, and your account must also be in good standing. After approval, you get your referral link. When your friends use that link to apply for a card and purchase in the first 3 months, you and your friend get a reward.

This program is ideal for bloggers, influencers, or anyone focused on personal finance, banking tips, investing advice, and consumer loans.

Discover Affiliate Program: Commissions and Payment Details

When you join Discover’s referral program, you get a Statement Credit for each friend you refer, up to $500 a year. However, the reward doesn’t apply to existing Discover card members.

The program offers a 30-day cookie duration. This means you’ll get a month to convince your audience to buy Discover products through your link.

After your friend is approved, it might take 1-2 billing periods for your Statement Credit to be posted to your account. You’ll get your reward through PayPal or a bank transfer.

Pros and Cons of the Discover Affiliate Program

Here are some of the main benefits and drawbacks of the Discover affiliate program:

Pros  Cons 
Strong brand with global reach Competitive niche
30-day cookie duration Limited support
Good commission ($500/referral/year)

Discover is an established brand in the finance and insurance space, making it easier to promote its products. Besides, Discover’s global reach means you can earn from a wide audience. The generous commissions (up to $500/year/referral) create great earning potential for affiliates.

However, the highly competitive space in financial services makes it tough for beginners to stand out. Also, the program doesn’t provide diverse marketing materials, just a referral link. This makes it hard for newcomers to promote Discover products.

Discover Affiliate Program Sign Up: Step-by-step Guide

Here is a step-by-step guide to joining the Discover affiliate program in 4 simple steps:

Step 1: Visit the Discover affiliate page

Go to the Discover referral program page and click on “Refer Now” to start the enrollment process.

Step 2: Register your account

You will need to register a Discover account before referring a friend. Click “Register an account,” choose an account you want to open, and follow in on-screen instructions to get an account.

Step 3: Discover affiliate program login

Once your account is active, you log into your Discover affiliate dashboard to access your affiliate referral link.

Step 4: Start promoting Discover

Add your Discover referral link to financial services-related content on your website. You can promote their credit cards, banking products, and more to earn commissions. Discover will handle everything and track your referral status.

How to Promote Discover as an Affiliate?

Here are some effective ways to boost your affiliate income with the Discover affiliate program:

The first tip is to share your personal experiences with Discover products, like how Discover cards or banking services have benefited you. Personal testimonials add authenticity and can resonate well with your audience, making them more likely to trust and consider using Discover through your affiliate links.

You can also create simple comparisons between Discover products and those from other companies. This helps your audience see why Discover might be a better choice, making it more likely they’ll click on your affiliate links.

Another tip is to ask your audience for their feedback or host Q&A sessions related to personal finance with Discover products. That way, you can build a sense of community and trust, making your audience more receptive to your affiliate promotions.

Lastly, you can use words related to Discover’s products and services in your blog posts, video descriptions, and social media captions. This SEO strategy will increase the chances of your content showing up when people search for information about credit cards or financial services.

Is the Discover Affiliate Program Worth It?

The Discover affiliate program presents an enticing opportunity for affiliates in the financial niche. It offers a wide range of benefits, including a reputable brand with a global reach and diverse financial products. The potential for earnings is evident with the $500/referral/year.

However, it’s essential to recognize that the financial services niche is competitive. It requires strategic promotion and consistent effort to succeed with the program.

Ultimately, the Discover affiliate program is recommended for those willing to invest time and effort. If your audience aligns with financial services and credit products, and you’re committed to producing engaging content, it can be a lucrative opportunity.


  • Does Discover have a referral program?

Yes, Discover offers a referral program that lets you earn credit statements for successful referrals.

  • Who should join the Discover affiliate program?

It is ideal for websites and influencers focused on credit cards, personal finance, and other financial services topics.

  • Is there a fee to join the Discover affiliate program?

No, there is no fee to join or participate in the Discover affiliate program.

  • Are there any minimum requirements to become a Discover Affiliate?

Discover does not publicly disclose any specific traffic or sales requirements. However, you need to register a Discover account, which must be in good standing.

  • Can the Discover program be combined with other affiliate programs?

Yes, absolutely. You can easily promote other affiliate offers and programs in addition to Discover to diversify your income streams.

  • What are the best Discover affiliate program alternatives?

Some top alternatives are Capital One, Chase, Citi, American Express, Bank of America, Wells Fargo, and TD Bank affiliate programs.