Insurance is part of basic needs in life to protect policyholders from unexpected financial loss. This industry has always been a massive field for affiliate marketing, with everyone as a potential audience.
As an insurance affiliate, you can connect people with reputable providers, share helpful insights, and earn commissions on successful sales.
We’ve collected the top 16 best insurance affiliate programs from top reliable providers like USAA, Liberty Mutual, and Hiscox. Read carefully to find out which program can match your earning goals.
TL;DR
You can create reliable content about insurance and earn some extra money. Let’s see some of the best insurance affiliate programs to see your earning opportunities.
- Liberty Mutual (Commission: $3-10, Cookie: 30 days)
- Lemonade (Commission: $15-20, Cookie: 30 days)
- Hiscox (Commission: $25, Cookie: 45 days)
- Ethos Life (Commission: $55, Cookie: 7 days)
- Next Insurance (Commission: $25, Cookie: 30 days)
- Everyday Life Insurance (Commission: $50-250, Cookie: 30 days)
- InsureMyTrip (Commission: $7, Cookie: 30 days)
- World Nomads (Commission: $1.5, Cookie: 60 days)
- Aflac (Commission: $16, Cookie: 30 days)
- Allianz Assistance (Commission: 10-20%, Cookie: 30 days)
Affiliate marketing allows brands to expand their reach while optimizing their marketing budget. With UpPromote affiliate software, you can set up an affiliate program in under 5 minutes. You can also easily recruit, manage affiliates and encourage them to drive sales.
115,000+ users worldwide have used UpPromote to start affiliate marketing. Now is your turn.
16 Top Insurance Affiliate Programs in 2025
Do you want to make a fast decision on joining an insurance affiliate program? Here’s a table of top choices for you.
| The best affiliate programs | Program name |
| Affiliate program with the highest-paying commission rates | Allianz Assistance (Up to 20%) |
| Affiliate program with the longest cookie duration | World Nomads, Argo Pet Insurance (60 days) |
| Affiliate program with the most payment methods | Next Insurance, InsureMyTrip |
| Affiliate program with the most promotional materials | Hiscox (Banners, links, promotions) |
1. Liberty Mutual
Liberty Mutual ranks among the top mutual insurance companies with comprehensive options for auto, home, renters, pets, and life. They also have insurance products for specialty lines like marine, energy, and aviation.
Managed through CJ Affiliate, the Liberty Mutual insurance affiliate program offers from $3 to $10 commission per lead based on types of insurance.
- Renters Insurance: $3 commission
- Home Insurance: $10 commission
- Auto Insurance: $10 commission
With a 30-day cookie duration, you can still earn a commission even if customers don’t purchase immediately after clicking on your link.
Liberty Mutual frequently updates promotions to help you drive more conversions and earn extra commissions. You can also ask for custom creatives to improve your content quality and boost engagement.
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2. Lemonade
Lemonade offers full-stack insurance for renters, homeowners, cars, pets, and life in the US and European countries. They also donate unclaimed premiums to social charities through their Giveback program.
Affiliates need to sign up for Impact Radius to join the Lemonade affiliate program. You can only earn a commission on each subscription for renters and pet insurance.
- Renters: $15 commission
- Pet insurance: $20 commission
The cookie stays on customers’ devices once they click your affiliate link. If they make a purchase within 30 days, you can earn a commission.
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3. Hiscox
Hiscox provides small and micro businesses with suitable insurance and reinsurance offers. Their services cover personal lines such as high-value household, fine art, luxury motor, and other unique properties.
Hiscox runs their insurance affiliate program via CJ Affiliate and offers a $25 commission per completed quote. The cookie duration remains active for 45 days from the moment customers click on your link.
You should make use of their pre-made banners and links to diversify your content on different marketing channels. You can also put their deals on your website or social media accounts to attract more attention and boost sales.
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4. Ethos Life
Ethos Life simplifies the life insurance application process by removing the medical exams and blood tests. They offer low coverage from $2 per day to support families in difficult financial situations.
Affiliates can join their insurance affiliate program via Impact and enjoy a $55 commission on each successful sale. You can get your commission as long as customers purchase within a 7-day cookie duration.
You can use any creative assets from their library to create effective promotional campaigns and improve sales. You can also ask your affiliate team for permission before using case studies to create promotional content.
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5. Next Insurance
Next Insurance customizes small business insurance in various niches like food and beverage, construction, consulting, education, and more. They utilize AI to offer faster quotes and more affordable coverages.
You need to sign up for Impact Radius to join the Next Insurance affiliate program. Affiliates can earn a $25 commission on every qualified quote via their affiliate links.
The cookie remains active for 30 days from the moment customers click on your link. As long as they complete a quote during this period, you’ll get your commission.
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6. Everyday Life Insurance
Everyday Life Insurance uses advanced technology to evaluate users’ needs and recommend suitable life insurance. They offer life insurance coverage of up to $10 million with terms lasting for 40 years.
Affiliates must sign up for Impact Radius to join the Everyday Life Insurance affiliate program. After being approved for their program, you can enjoy earning from $50 to $250 commission on every qualified quote.
The cookie duration lasts 30 days from the first click of customers on your link. You’ll get a commission if they complete the application process within this period.
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7. InsureMyTrip
InsureMyTrip compares travel insurance services from over 25 trusted providers to help users make informed decisions. They help travelers find insurance plans for international travel, medical emergencies, and trip cancellations.
The only way to join the travel insurance affiliate program is to sign up for Impact Radius. You’ll get a $7 commission only for each successful subscription.
The cookie duration lasts 30 days, starting from customers’ first click on your affiliate link. That means you can still have a chance to earn credit if customers don’t buy immediately.
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8. World Nomads
World Nomads offers travel insurance coverage for both short-term and long-term trips globally. Their insurance covers over 150 activities and provides 24/7 access to nearby medical facilities.
The World Nomads insurance affiliate program offers a $1.5 commission across all types of quotes. You can earn a credit for purchases within a 60-day cookie duration starting from customers’ initial click on your link.
World Nomads creates a suite of high-quality content to help you save time when building promotional campaigns. You can also request any creative asset to help boost your website engagement and conversions.
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9. Aflac
Aflac provides financial protection to millions of policyholders in the US and Japan. Their supplemental insurance pays cash directly to policyholders for all unexpected medical expenses.
Aflac runs their health insurance affiliate program via CJ Affiliate. You can join and earn a $16 commission on every qualified quote. The cookie duration remains active for 30 days from the first click of customers on your link.
You should note that their enrollment period is from September to November yearly. That means you need to create a variety of guides and urgency-driven content to boost conversions during this period.
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10. Allianz Assistance
Allianz Assistance has provided fully covered global travel insurance and emergency assistance for over 130 years. They are the official insurance partner of Olympics and Paralympics athletes until 2028.
After joining their insurance affiliate program via CJ Affiliate, you can earn from 10% to 20% commission per successful quote. You’ll get around £14 on each sale with an average order value of £70. You will benefit from customers’ purchases within 30 days from their first click on your link.
Allianz Assistance offers a large selection of banners and text links to match your content on both website and social media platforms. They also send regular newsletters with the latest offers to help you promote new deals to your audience.
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11. USAA
- Commission rate: $4-20
- Cookie duration: 30 days
USAA supplies insurance, banking, and retirement solutions for service members of the US Army Force. Their insurance covers automobile, homeowner, renters’, umbrella, and personal property.
12. Embroker
- Commission rate: $250
- Cookie duration: 30 days
Embroker customizes business insurance based on unique needs and expert guidance. They simplify the underwriting process of comparing, purchasing, and managing insurance policies at reduced costs.
13. Argo Pet Insurance
- Commission rate: £25
- Cookie duration: 60 days
Argo Pet Insurance creates money-saving pet insurance for cats, dogs, and rabbits. They offer 3 types of insurance policies, including Time Limited, Maximum Benefit, and Lifetime.
14. Choice Home Warranty
- Commission rate: $20
- Cookie duration: Not mentioned
Choice Home Warranty protects homeowners from paying high home repair fees with coverage plans. Their optional insurance covers additional appliances like pools, second refrigerators, or stand-alone freezers.
15. Thimble
- Commission rate: $30
- Cookie duration: Not mentioned
Thimble processes quick online insurance for over 140 professions, such as contractors, landscapers, freelancers, and so on. Policyholders can cancel insurance anytime directly on their app without any legal procedures.
16. SquareOne
- Commission rate: $50-175
- Cookie duration: Not mentioned
SquareOne is a top Canadian home and car insurance company for personalized insurance policies. Users can get insured online in less than 5 minutes without filling out any legal documents.
Conclusion
We’ve shared the best insurance affiliate programs in the above list. The insurance industry offers you strong earning potential with a broad target audience. Let’s carefully consider insurance services along side commissions to pick the best one for you.
Joan, a creative mind and author behind UpPromote blog. Writing has always been my sanctuary, a place where I can explore my imagination and share my unique perspective on the world of eCommerce. Through my words, I strive to explain the complexities of the digital world and showcase its potential for innovation, growth, and limitless opportunities.
