The U.S. mortgage industry is valued at more than $11 trillion in value. There’ll be a lot of earning chances for affiliate marketers, especially those who produce content related to mortgage and home loans.
In this guide, we highlight 15 of the best mortgage affiliate programs to help you get started. Be sure to review each program carefully to find the right fit for your strategy and audience.
If you’re interested in other related niches, take a look at our top-rated affiliate programs for real estate and personal loans.
TL;DR
Joining a mortgage affiliate program can boost your income. Let’s see the top choices of potential affiliate programs in this niche.
- Affinity Real Estate & Mortgage Services (Commission: 15%)
- Motley Fool (Commission: $24-480, Cookie: 7 days)
- Credit Sesame (Commission: 100%, Cookie: 30 days)
- Loan.co.uk (Commission: £75-500, Cookie: 30 days)
- Ally Bank (Commission: $50, Cookie: 45 days)
- CIT Bank (Commission: $28-100, Cookie: 30 days)
- BMO Harris Bank (Commission: $100-225, Cookie: 30 days)
- Experian (Commission: $6-12, Cookie: 10 days)
- Sky Blue Credit (Commission: $80, Cookie: 90 days)
- USAA Mortgage (Commission: $10, Cookie: 30 days)
Recommended for every Shopify merchant, UpPromote affiliate software helps you create programs, set commissions, and manage tracking and payments. We cover everything you need to run successful affiliate campaigns.
UpPromote has helped brands all over the world achieve $1.1B in affiliate marketing sales.
15 Best Mortgage Affiliate Programs
Need a quick look at the top offers for mortgage broker affiliate programs? Here’s a summarized table for you to consider faster.
| The best affiliate programs | Program name |
| Mortgage affiliate program with the highest commission rates | Credit Sesame (100%) |
| Mortgage affiliate program with the longest cookie duration | Sky Blue Credit (90 days) |
| Mortgage affiliate program with the most payment methods | Motley Fool, CTI Bank |
| Mortage affiliate program with the most promotional materials | Quicken (banners, links, coupons, discounts) |
1. Affinity Real Estate & Mortgage Services
Affinity Real Estate & Mortgage Services prepares students with every skill needed to pass the MNLS Exam. With Affinity’s NMLS Pre-Licensing courses, students can be qualified to become a Mortgage Loan Originator.
Once joining their affiliate program, you can enjoy a 15% commission rate on each student registration for their courses. Affinity Real Estate & Mortgage Services pays their affiliates only via PayPal, so you must have a PayPal account to receive your payouts monthly.
A dedicated affiliate management team will give you tips and advice on boosting attraction. Plus, you can embed banners and links on your website to promote better.
However, you should notice that they ban every spamming action through email and social media to promote their products.
|
2. Motley Fool
Motley Fool is a private finance company that offers personal advice on financial investments. They have developed The Ascent service to analyze loan and mortgage rates for users before making financial decisions.
You can join the Motley Fool affiliate program via the FlexOffers affiliate network. You can earn a commission ranging from $24 to $480, depending on the type of service your customers choose.
The cookie duration lasts 7 days. Therefore, as long as your customers click and buy products from Motley Fool through your link within a week, you can get your commission.
|
3. Credit Sesame
Credit Sesame manages and updates credit scores and reports for their clients to control financing. With great credit scores, users can choose better mortgage offers to have their dream house.
The Credit Sesame affiliate program is run by Impact, a top affiliate network. What sets this program apart from others is the 100% commission rate across all qualified subscriptions.
Credit Sesame allows their affiliate to earn a credit commission within a 30-day cookie duration. Plus, They will process your payout transaction on a monthly basis.
You can create your own promotional materials following the brand guidelines and wait for their approval before using. Otherwise, you can make use of their landing pages and digital ads to drive more audiences to your promotions.
|
4. Loan.co.uk
Loan.co.uk uses AI-generated calculators to help customers find suitable mortgage deals in the UK. Users can receive guidance on mortgages, remortgages, second-charge mortgages, and buy-to-let mortgages.
Managed through Awin, the Loan.co.uk offers commission tiers based on the homeowner loan value:
- £10,000 – £24,999 loan value: £75
- £25,000 – £49,999 loan value: £200
- £50,000 – £99,999 loan value: £300
- £100,000+ loan value: £500
The tracking period for the approved commission is 30 days, counting from the first click of customers.
Loan.co.uk has a library of banners and adverts for you to promote their services. Plus, if you have any concerns about the program, feel free to ask the brand for solutions and advice.
|
5. Ally Bank
Ally Bank offers a comprehensive range of digital banking, investment, and lending services. Their mortgage division offers fixed and adjustable-rate loans and refinancing options.
After joining the Ally Bank affiliate program via CJ Affiliate, you can enjoy a $50 commission rate across all subscriptions. However, you can only receive commission only when your customer completes their application to Ally Bank.
The cookie duration is 45 days, so you can earn your commission from customer’s purchases within this period.
|
6. CIT Bank
CIT Bank serves people across the US with attractive rates on savings products, loans, mortgages, and more. They offer relationship pricing on mortgage loans to customers who hold or open a qualifying account.
Affiliates can apply for the CIT Bank affiliate program via FlexOffers. CIT Bank pays a commission rate depending on application types:
- Approved eChecking application: $28
- Other applications: $100
The cookie lasts 30 days before expiring. Therefore, you can earn a commission only within a month after your followers make their first click.
|
7. BMO Harris Bank
BMO Harris Bank offers unlimited debit and ATM card cash withdrawals for clients in investing and mortgage. They work with government and community organizations to help lower mortgage clients’ payments and closing costs.
The BMO Harris Bank affiliate program provides a commission structure based on the types of service applications for affiliates:
- Smart Money and Premier account approved: $100
- Lending: $175
- Mortgage application: $225
The cookie remains active for 30 days, counting from the customer’s first click. This will allow you to earn commission from purchases through your link within a month.
|
8. Experian
Experian collects and maintains consumer credit information, including payment history, credit usage, and credit inquiries. Thereby, consumers can improve their credit and make informed financial decisions such as mortgage planning.
Experian runs their affiliate program via CJ Affiliate. They pay affiliates commission rates depending on each service subscription:
- Experian Boost: $6
- Free Experian account through CreditMatch: $12
The tracking period is only 10 days from the customer’s first click on your affiliate link.
|
9. Sky Blue Credit
Sky Blue Credit helps customers find solutions to lower their credit scores. They will analyze and find suitable mortgage deals for specific clients based on their repaired scores.
The Sky Blue Credit affiliate program offers up to $80 commission rate for every sale. The cookie duration lasts 90 days to count for approved commission via your affiliate link.
You can freely ask the Sky Blue Credit in-house affiliate team for effective tips and advice on promoting their products.
|
10. USAA Mortgage
USAA Mortgage aims to help military personnel find their dream home with many mortgage options. Their USAA Bank loan officer will support users throughout the process of applying for mortgage loans.
USAA Mortgage runs their affiliate program via CJ Affiliate. You can apply for their program from here and earn a $10 commission for each qualified subscription.
Their affiliate program offers a 30-day cookie duration, starting from the first customer clicks on your link. Therefore, you can only earn your commission once customers purchase within this period.
|
11. LeadPops
- Commission rate: 10-20%
- Cookie duration: Not mentioned
LeadPops assists mortgage offices in growing their business with rebel iQ mortgage lead and marketing solutions. Over the years, they’ve helped over 3,000+ mortgage professionals, teams, and enterprises boost leads.
12. FB Mortgage
- Commission rate: £200
- Cookie duration: Not mentioned
FB Mortgage provides access to over 90 lenders to find the best mortgage rates in the industry. They also provide appointment services to help people with the mortgage process.
13. Mortgage Training Centre
- Commission rate: 50%
- Cookie duration: Not mentioned
Mortgage Training Centre provides qualified licenses and knowledge for professionals in over 16 verticals, including mortgage and investing. Their courses cover in-person seminars, CDs, DVDs, Manuals, Conferences, and more available methods.
14. My Mortgage & Protection Experts Advisers
- Commission rate: 20-30%
- Cookie duration: Not mentioned
My Mortgage & Protection Experts Advisers is a UK-based company that offers expert mortgage and insurance advice. They help people with remortgage, buy-to-let mortgages, life insurance, home insurance, and more.
15. Nationwide Home Loan
- Commission rate: 0.05%
- Cookie duration: Not mentioned
Nationwide Home Loans provides a comprehensive suite of mortgage services to meet diverse needs. You’ll receive dedicated support for conventional, government-backed, and construction loans.
Conclusion
In conclusion, these above 16 mortgage affiliate programs are among the top programs with competitive commission rates and affiliate perks. By using relevant content, you can earn some serious money from this promising niche.
You should choose the right program that aligns with your target audience and start making more profits today!
