img-lazy-page
Mortgage Affiliate Programs

Top 9 Best Mortgage Affiliate Programs in 2024

Affiliate programs related to mortgages offer a lucrative opportunity for individuals to earn income by endorsing mortgage products and services. The mortgage industry in the United States is valued at more than $11 trillion, presenting a ...

Written by

10 min read
Mortgage Affiliate Programs

Affiliate programs related to mortgages offer a lucrative opportunity for individuals to earn income by endorsing mortgage products and services. The mortgage industry in the United States is valued at more than $11 trillion, presenting a highly profitable niche for affiliate marketers.

In this write-up, UpPromote will delve into the top 10 mortgage affiliate programs for 2023. Furthermore, we will examine the advantages associated with promoting these affiliate programs.

Whether you’re an experienced affiliate marketer or a beginner, this article will equip you with the knowledge required to thrive in the mortgage sector.

10 Best Mortgage Affiliate Programs With Competitive Commissions 

Quicken Loans

Mortgage Affiliate Programs 1

Quicken Loans is a big mortgage company from Detroit, Michigan that started in 1985. They’re the biggest mortgage lender in the US and do online mortgages.

They have different types of mortgages like fixed, adjustable, FHA, VA, and jumbo loans. People like them a lot, and a company called J.D. Power always says they’re the best at making customers happy regarding mortgages.

If you’re an affiliate marketer, you can tell people about Quicken Loans and make money through your affiliate links when they get a mortgage. You can get up to $15 for every person who gets a mortgage this way.

The Quicken Loans affiliate program uses CPA (Cost Per Action) and CPO (Cost Per Order) payment avenues.

Remember, Quicken Loans is a trusted company, so it’s a good choice if you want to promote mortgages as an affiliate marketer.

  • Commission:  $5-$15
  • Cookie duration: 90 days
  • Payment method: Direct Deposit, EFT
  • Payment threshold: $50

Motley Fool

Mortgage Affiliate Programs 2

The Motley Fool is a financial company started in 1993 by some people in Virginia. They have a mission to help people understand stocks and investing so they can be smarter and happier with their money.

They offer special services to help with investing, like advice on which stocks to pick and how to build a good investment portfolio.

They also have another part called Motley Fool Wealth Management, which helps manage your accounts, so you don’t have to do all the work yourself. They’ve got more than 300 people working for them around the world.

The Motley Fool affiliate program offers a $100 commission per lead, a 30-day referral period, and a 45-day cookie window for Motley Fool Stock Advisor Canada.

  • Commission: $100 per lead
  • Cookie duration: 45 days
  • Payment method: PayPal or check
  • Payout threshold: $50

MortgageAdvisor.com

Mortgage Affiliate Programs 3

MortgageAdvisor.com is a website that helps people quickly compare mortgage rates from top companies like Penny Mac, Rocket Mortgage, and Mission Loans. You can find different types of mortgages there, like fixed, adjustable, FHA, VA, and jumbo loans.

But it’s important to know that MortgageAdvisor.com isn’t a bank that lends money directly. Instead, it’s a place that links you up with lenders that fit your needs.

They provide tools and guides, like mortgage calculators, to help you make intelligent choices about your mortgage. And it’s a trusted website with good user reviews plus an A+ rating from the Better Business Bureau.

  • Commission: Up to $28 per lead
  • Cookie duration: Revealed once registered
  • Payment method: Revealed once registered
  • Payout threshold: Revealed once registered

Mortgage Training Centre

Mortgage Affiliate Programs 4

The Mortgage Training Centre is where people in the mortgage business can get trained and learn important stuff. They offer training for jobs like mortgage brokers, loan officers, and loan processors. They also give tips and tools for marketing mortgages, which helps these professionals get more clients.

If you have a business and want to reach mortgage professionals, the Mortgage Training Centre can help. They have affiliate programs and ways to share your content with mortgage pros.

You can earn up to 50% in affiliate commissions for referring people to this mortgage broker affiliate program.

  • Commission: up to 50%
  • Cookie duration: 30 days
  • Payment method: Revealed once registered
  • Payout threshold: Revealed once registered

New Silver Loans

Mortgage Affiliate Programs 5

New Silver Loans is a lender that gives quick loans to real estate investors who work on fixing and flipping houses. They make it easy by approving you online and giving you a letter that proves you have the money.

They offer different types of loans, like buying and fixing houses, mortgage refinancing and fixing, and even loans for building new houses. The interest rates start at 7.5% and go up to 13.25%, and they charge fees when you start the loan, which can be between 1.875% to 3%.

If you join their affiliate program, you can earn money by sending people to their website. You get $50 for each loan application and a percentage of the money when a loan closes (from $500 to $3,000).

This is a good fit if your website or social media is about real estate, fintech, lending, or mortgages. New Silver offers a wide range of loans for real estate investors, managed through Impact.com, a reputable affiliate marketing network.

Signing up is easy, and you can do it on Impact.com. It’s a way to make extra money by promoting their services.

  • Commission: $50 for each loan application and $500 to $3,000 when a loan closes
  • Cookie duration: 60 days
  • Payment method: PayPal
  • Payment threshold: $50

Credit Sesame

Mortgage Affiliate Programs 6

Credit Sesame is a well-known company that helps people with their money. They offer various tools like checking your credit score and reports and protect against identity theft. One cool thing is that you can see your credit score every day.

They also advise you on improving your credit score and managing your money better. They offer a free service that watches your credit report from one of the credit bureaus, TransUnion.

If you want more coverage, you can pay for a premium service that checks all three major credit bureaus.

People like Credit Sesame because it’s easy to use and gives good advice. They’ve been around for a long time, so they’re a trusted option if you want free tools to help with your money.

Affiliates can earn substantial commissions for each successful referral, ranging from $3.00 to $6.00. The program offers compelling promotional materials and a generous cookie referral period, enhancing the chances of conversion.

Managed by FlexOffers and the Sovrn network, Credit Sesame’s affiliate program ensures reliability and professionalism. This program offers a fitting and potentially lucrative avenue for affiliate marketers seeking to promote financial & insurance plan and credit score analysis tools.

  • Commission: $3.00-$6.00 per signup
  • Cookie duration: Revealed once registered
  • Payment method: Revealed once registered
  • Payment threshold: Revealed once registered

Loan.co.uk

Mortgage Affiliate Programs 7

Loan.co.uk, a prominent UK-based financial services company, specializes in secured loans and mortgages. They cater to various financial needs with a diverse portfolio encompassing secured loans, mortgages, and homeowner loans.

Loan.co.uk has a vast network of lenders, allowing it to provide solutions for clients who require a secured loan or any other specialist lending.

Their affiliate program, managed by Awin, allows affiliates to earn referral commissions. This program is distinguished by its high conversion rates and provides affiliates a user-friendly online portal to maximize their earnings.

Loan.co.uk’s credibility is underscored by its authorization and regulation by the Financial Conduct Authority (FCA). Affiliates have consistently praised the company for its generous commission rates and strong conversion performance.

  • Commission:
Loan Tier                                           Commission Rate
£10,000 – £24,999     £75.00 per complete loan
£25,000 – £49,999 £200.00 per complete loan
£50,000 – £99,999   £300.00 per complete loan
£100,000 – above   £500.00 per complete loan
  • Cookie duration: 30 days
  • Payment method: Revealed once registered
  • Payment threshold: Revealed once registered

LendKey

Mortgage Affiliate Programs 8

LendKey, a prominent lending platform and online marketplace, provides accessible financial solutions for consumers, including private student loans, student loan refinancing, and home improvement loans sourced from local credit scores unions and community banks.

LendKey’s online platform helps community banks and credit unions provide loans to their customers digitally. It connects borrowers who need private student loans or want to refinance loans with nonprofit credit unions and banks.

Positive reviews from borrowers highlight the company’s competitive rates and straightforward application process, cementing LendKey’s reputation as a trusted online lending resource.

The LendKey affiliate program offers competitive payouts, and if you perform well, you can earn even higher payouts through tiered levels. Their payout platform is automatic, ensuring partners receive their earnings immediately.

Also, it provides 24/7 access to real-time analytics on partner performance, allowing you to see how your traffic is doing and make improvements for better payouts.

They also have a growing collection of digital resources to help you promote LendKey products effectively. This includes landing pages, banner ads, product benefit descriptions, and more.

  • Commission: $20 – $200
  • Cookie duration: Revealed once registered
  • Payment method: Direct Deposit, EFT
  • Payment threshold: Revealed once registered

OneMain

Mortgage Affiliate Programs 9

OneMain Financial is a company that offers personal loans, which you can use for things like fixing your home, combining debts, or buying a car.

They provide loans ranging from $1,500 to $20,000; you can pay them back over 2 to 5 years. They have many branches in 44 states across the United States.

The OneMain affiliate program is based on an affiliate link and/or API integration. Affiliates receive daily tracking reports via email from OneMain Financial’s reporting team.

  • Commission: $7 – $15 per personal loan application
  • Cookie duration: 30 days
  • Payment method: Check, ACH (Direct Deposit), Payoneer, credit cards
  • Payment threshold: $50

MortgageGrants

Mortgage Affiliate Programs 10

“MortgageGrants” is a term used to describe different programs and grants that offer financial help to people buying homes. These programs can assist in various forms, like helping with the down payment, offering loans that can be forgiven, or giving cash grants.

These grants and programs are usually supported by non-profit groups, state and local governments, and banks.

MortgageGrants are particularly helpful for low-income people who buy their first homes. They can assist by covering part of the down payment, paying for closing insurance costs, or reducing the overall mortgage amount.

The MortgageGrants.com affiliate program lets website owners earn money by promoting MortgageGrants.com’s services. It provides access to helpful down payment assistance resources for affiliates to share with their audience.

This program is a good way for affiliates to both make money and assist clients in accessing down payment help.

  • Commission: 20% commission on customers’ spend
  • Cookie duration: Revealed once registered
  • Payment method: Revealed once registered
  • Payment threshold: Revealed once registered

Benefits of Promoting Mortgage Affiliate Programs

Mortgage affiliate programs are a type of affiliate marketing where businesses offer commissions to individuals who promote their mortgage products or services.

Promoting mortgage affiliate programs can be lucrative and straightforward. Some highlights of this program are:

Lucrative commission

Mortgage affiliate programs offer the opportunities for affiliates to earn a significant income through commissions. With the right marketing strategies, affiliates can earn a lot through these programs.

For example, you refer a customer who secures a $300,000 mortgage and receives a 1% commission, resulting in a $3,000 payout.

Diverse Product Range

Mortgage affiliate programs may include various mortgage types, such as fixed-rate mortgages, adjustable-rate mortgages, or government-backed loans. This diversity allows you to cater to a broader audience.

For instance, you can promote different mortgage options to suit clients’ needs, such as promoting FHA loans for first-time homebuyers.

Helping Clients Save

By promoting mortgage programs with competitive interest rates, you can help your clients save money.

If you refer a client to a lender offering lower interest rates than their current mortgage, your client could save thousands of dollars over the life of the loan.

Evergreen content

Mortgage affiliate marketing can create evergreen content that continues to generate traffic and commissions over time.

Helping Achieve Financial Goals

Promoting mortgage affiliate programs can be a significant step toward achieving your financial goals. For instance, if your goal is to generate an extra $1,000 monthly passive income, successful mortgage referrals can help you reach that target.

What Factors to Consider When Choosing the Best Mortgage Affiliate Program?

When choosing the best mortgage affiliate program, there are several factors to consider that should align with your tactics and audience.

  • Does it have a good reputation?
  • How about their commission rate?
  • Are their product ranges wide enough?
  • How about their payment details?

The first one is reputation and credibility. You should partner with a reputable mortgage affiliate program and look for well-established lenders or companies with a record of fair practices and positive customer reviews. A trustworthy affiliate program can boost your credibility.

Secondly, evaluate the commission rates and structures offered. Note whether the program provides flat-rate commissions, percentage-based commissions, or tiered structures. Calculate potential earnings based on your expected referrals.

The third is the variety of mortgage products offered. A program with diverse mortgage options, such as fixed-rate, adjustable-rate, FHA, VA, and more, provides flexibility to cater to different client needs.

The last one is to examine the program’s payment and support terms. This includes evaluating the minimum payout threshold that needs to be reached before receiving payments.

Additionally, consider the convenience of payment methods, such as PayPal, bank transfers, or checks.

By considering these factors, we’ve compiled a list of mortgage affiliate programs that offer profitability, fairness, reputation, and strong support for their affiliates.

FAQs 

What are the requirements to join a mortgage affiliate program?

The specific requirements to join a mortgage affiliate program can vary, but common criteria include having a website or platform, adhering to ethical marketing practices, and completing the affiliate application process.

How can I promote mortgage affiliate programs effectively?

To promote mortgage affiliate programs effectively, focus on targeted content creation, use SEO strategies, leverage email marketing, and build trust with your audience through informative and transparent content. Additionally, consider paid advertising and social media promotion for broader reach.

Conclusion

So, here you have our list of mortgage affiliate programs for you to promote. Is there a single best mortgage affiliate program?

Not really.

The reason is that what might be the “best” mortgage affiliate program for one person may not be the same for another. It largely depends on individual preferences, audience, and marketing strategies.

However, we’ve carefully curated this list to provide you with an overview of the top 10 mortgage niche affiliate programs in the industry. This way, you can explore and choose the one that aligns best with your goals and audience.

Ellie Tran, a seasoned SEO content writer with three years of experience in the eCommerce world. Being a part of the UpPromote team, Ellie wants to assist Shopify merchants in achieving success through useful content & actionable insights. Ellie's commitment to learning never stops; she's always eager to gain more knowledge about SEO and content marketing to create valuable content for users. When she's not working on content, Ellie enjoys baking and exploring new places.