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Top 8 Best Payday Loans Affiliate Programs for 2024

Are you looking for the most profitable payday loan affiliate programs in the personal finance industry for 2023? Look no further! In this article, we have done research and curated a list of the top 8 ...

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payday loans affiliate programs

Are you looking for the most profitable payday loan affiliate programs in the personal finance industry for 2023? Look no further! In this article, we have done research and curated a list of the top 8 payday loan affiliate programs for 2023. These programs offer attractive commission rates, reliable payouts, and high conversion rates.

Whether new to affiliate marketing or a seasoned pro, these programs can help you maximize your earnings and achieve financial success. Get ready to take your online income to the next level with our list of the best payday loan affiliate programs for 2024.

Read on to learn more!

8 Best Payday Loan Affiliate Programs for 2024


Payday Loans Affiliate Programs 1

To start the list, let us learn about LeadNetwork’s affiliate program!

According to the report, LeadNetwork is one of the best affiliate networks in finance and credit. You can find the best finance offers here as their affiliate.

LeadNetwork has a network of affiliate partners spread across the globe, estimated at 10,000 people. And a generous commission of up to $250 when successfully referring a lead. This makes LeadNetword an attractive program to both publishers and lenders.

Additionally, affiliates can choose the revenue models that suit them, including fixed CPA or tier-structured payouts. For example, if you refer high-lending customers, you’ll likely make more money with a fixed CPA agreement.

In particular, LeadNetwork’s short-term loan affiliate program offers multi-layered income potential. Specifically, if you refer another affiliate marketer, you will receive 3% of their lifetime revenue.

So what happens if you’re new to payday loan marketing?

No problem. LeadNetwork offers in-depth support from email marketing to organic and paid search. All this support helps you start earning affiliate commissions faster.

  • Managed by: In-house
  • Commission rate: Up to $250 per lead.
  • Cookie duration: 30 days
  • Payment methods: PayPal, wire transfer, USDT, bank ACH, Payoneer, and check.
  • Payment Threshold: $100
  • Market(s): US only


Payday Loans Affiliate Programs 2

LeadsMarket is a great choice for affiliates looking to participate in payday loan affiliate programs in the US and UK. They offer the best affiliate program for both lenders and publishers. You can earn up to $250 for each lead generated through your referral link.

Over the past ten years, LeadsMarket has gained extensive knowledge of the payday lending market. There are over 1,000 active affiliates, and this platform has spent more than $350 million on its affiliates since 2011. This makes the program more trustworthy!

You can increase your high income when you become an affiliate of LeadsMarket. Because they offer the highest commission-paying affiliate marketing offers. You will be paid per lead, per click, and per call. In addition to the above offers, LeadsMarket also gives a bonus of 3% on all commissions earned from the affiliates you refer.

Signing up for LeadsMarket’s payday loan affiliate program means you can access an entire impressive collection of affiliate marketing resources. These include customizable HTML templates, WordPress themes and JavaScript forms, banners, promotional email templates, and more.

This makes the program suitable for new affiliate marketers without much experience building websites (or optimizing them).

  • Managed by: In-house
  • Commission rate:  3%
  • Cookie duration: 30 days
  • Payment methods: PayPal, bank ACH, wire transfer, check, WebMoney, EPESE, Payoneer, USDT (stablecoin), BTC, ETH (crypto).
  • Payment Threshold: $100
  • Market(s): Global


Payday Loans Affiliate Programs 3

Strong in the US, LeadsGate is one of the best payday loan affiliate programs here. Founded 9 years ago, LeadsGate has built a large partner network of over 10,000 global branches and 75 million potential payday loan customers. This program is available in English, Russian, and Thai.

LeadsGate offers competitive commissions, up to $230 per lead. Notably, this platform even pays affiliates for declined leads. This sets LeadsGate apart from its competitors. LeadsGate claims this feature helps affiliates increase income by 5% – 15%.

Like LeadsMarket, LeadsGate also rewards you with a commission rate based on the revenue earned from other affiliates you refer. Plus, LeadsGate has a good reputation for always paying its affiliates on time. You can withdraw money when you accumulate $500.

You can take advantage of pre-built JavaScript forms to support your lead-generation efforts. Especially if you are one of the top-performing affiliates, you will get access to premium tools. These include APIs and unique promotions.

  • Managed by: In-house
  • Commission rate: Up to $230 per lead
  • Cookie duration: Revealed upon registration
  • Payment methods: PayPal, wire transfer, Payoneer, “other popular payment solutions”
  • Payment Threshold: $500
  • Market(s): US only


Payday Loans Affiliate Programs 4

Lead Stack Media is one of the top choices for those looking for the best loan affiliate programs. By offering many features and benefits to its affiliates. Lead Stack Media prides itself on being one of the best lending affiliate program providers in the United States.

Be willing to pay commissions up to $350 per lead on time. This is considered the most generous payment for short-term loan affiliate programs in the United States. Lead Stack Media is a popular loan affiliate program. Because it has many payment methods, on-time payments, and a low payment threshold of 500 USD.

Besides, Lead Stack Media also provides solutions, such as regular new offers, simple iFrame forms, API integration, and more. All of these solutions ensure your marketing campaign always runs smoothly and effectively.

Lead Stack Media offers a quick and easy signup process. They provide useful information that helps you track campaigns and leads.

  • Managed by: In-house
  • Commission rate: Up to $350 per accepted lead.
  • Cookie duration: Revealed upon registration.
  • Payment methods: Bank wire or PayPal.
  • Payment Threshold: $500
  • Market(s): USA

Round Sky

Payday Loans Affiliate Programs 5Participating in the financial market since 2006, Round Sky has earned itself a certain position in this industry. Round Sky works with more than 50 direct lenders in the United States and thousands of affiliates globally.

Like other lending platforms, Lead Stack Media also offers its affiliates competitive commissions of up to $250. Furthermore, payments are made on time, be it weekly or monthly. However, you must meet the $50 threshold to get paid weekly.

With just a few simple steps to become a Lead Stack Media affiliate. Then,  you will have access to revenue share & CPA incentives, API interface, and website widgets. You can also see daily forecasts based on what you’ve done. All these tools strongly support your marketing efforts.

If you encounter problems during work, you can contact the support team via phone, email, Skype, Telegram, and other platforms. They are always ready to listen and promptly solve your problems

  • Managed by: In-house
  • Commission rate: Up to $250 per lead.
  • Cookie duration: 30 days
  • Payment methods: ACH, PayPal, wire, check.
  • Payment Threshold: $50
  • Market(s): US only


Payday Loans Affiliate Programs 6

Next, let’s look at Zappian’s affiliate program! Zappian’s affiliate program allows publishers to earn commissions by promoting its popular properties. Since 2013, Zappian has generated more than 3.8 million leads and paid $8 million in commissions. These numbers show that Zappian is doing his job very well.

They offer a reliable commission structure of up to $250 per payday loan lead. Plus, Zappian’s flexible payment model (CPA, CPL, or RevShare) gives many earning opportunities for affiliates. In particular, similar to LeadsGate, Zappian also allows you to make money from rejected leads.

Zappian owns more than 80 properties for its short-term lending affiliate program. At the same time, this program also cooperates with a series of leading companies in the financial sector, such as Max Loan, GetPersonalLoan, LendFy, LoanFy, and more. You can trust when choosing this affiliate program.

The platform has a large partner network – more than 3,100 publishers and 250 advertisers from different countries. Furthermore, the network offers over 5,000 offers and generates countless conversions. In fact, Zappian’s affiliate network attracts 40,000 leads every day.

  • Managed by: In-house
  • Commission rate: Up to $250 per lead.
  • Cookie duration: Varies by program.
  • Payment methods: Wire transfer, PayPal, or other payment options.
  • Payment Threshold: $100
  • Market(s): US


Payday Loans Affiliate Programs 7

Established in 2009, Admitad is a large affiliate network. They provide high-tech solutions for advertisers, publishers, and influencers of all sizes. Many large companies trust and entrust their affiliate programs to Admitad. Including AliExpress, Booking.com, GearBest, Qatar Airways, ASOS, Papa John’s and many others.

Admitad connects brands and retailers with more than 100,000 active publishers worldwide. As an affiliate, you can freely choose products from over 40 available categories of this program.

This program also offers different types of commissions. You can make money with CPA, CPS, and CPL. They always create favorable conditions for affiliates to increase income. You can use tools like Banners, Link Builders, Statistics, Popups, and more to optimize the performance of your affiliate campaigns.

Languages supported by Admitad include English, German, Portuguese, Spanish, and Polish.

  • Managed by: In-house
  • Commission rate: 5%
  • Cookie duration: Not disclosed
  • Payment methods: PayPal, Checks, Wire transfer.
  • Payment Threshold: $20
  • Market(s): Global


Payday Loans Affiliate Programs 8

Profitner is a big name in the field of basic finance and short-term lending – a reasonable loan provider. The company always prioritizes fairness and efficiency when working with unit members.

Profitner is confident that their sample page goals deliver over 30% conversion rates. This number is desirable because the average page conversion rate globally is 2.35%.

Profitner doesn’t just help you convert more traffic; it also rewards commissions of up to $230 per lead. And the numbers are among the best in the industry.

Additionally, affiliate links will have access to sample pages, JavaScript icons, and built-in APIs supported. If you are one of the most effective affiliates, Profitner will give you exclusive incentives.

This is considered a strength when monitoring and improving the effectiveness of subsequent campaigns.

  • Managed by: In-house
  • Commission rate: Up to $230 per lead
  • Cookie duration: Depends on the lender you promote.
  • Payment methods: Wire transfer, Payoneer, ACH, PayPal, WebMoney, Skrill
  • Payment Threshold: $2
  • Market(s): Unlisted

What is a Payday Loan? 

A payday loan is a form of quick, short-term borrowing with high-interest rates. These loans are $500 or less, typically due by your next payday. These loans are often used to cover unexpected expenses or temporary financial shortfalls.

Depending on each country or state’s laws, offline or online payday loans may be available through in-store or online payday lenders.

To understand better, consider the following specific example.

Imagine you are having financial difficulties. One day, your car suddenly breaks down, and you need money immediately to cover repair costs, but it’s still a week before you get your salary.

Faced with this urgent situation, you start researching to apply for a short-term loan. When choosing a reputable loan program, you must fill out an application including personal information, salary account, and evidence the lender requires.

The lender will then review your case. If eligible, you will receive the loan amount. And, of course, you must repay the loan in full by the next payday, either by authorizing the lender to pay with a post-payment check or by debiting the loan amount directly from your bank account.

Why Join Payday Loans Affiliate Programs?

Short-term lending is a dynamic and profitable market. Here are some reasons you should choose to join payday loan affiliate programs:

High commission potential

Short-term loans often have high interest rates and fees. That means you can earn a significant commission for referring a potential customer.

Potential growing market

There is always a need for payday loans, which are constantly increasing. Especially for individuals with poor credit or urgent matters. This provides a steady stream of leads for affiliates to target.

Easy conversion

Prioritizing speed, short-term loan products often have a more straightforward approval process. This makes it easier to convert into revenue. So, affiliates can earn commissions faster than with other financial products.

Passive income potential

Payday loans mean the borrower must repay the loan quickly. While you don’t need to advertise constantly as an affiliate. You can earn recurring commissions if borrowers renew their loan accounts or become repeat customers.

Strong support

Most payday loan affiliate programs offer comprehensive support to their affiliates. These include marketing materials, a dedicated account manager, and tools to track conversions and earnings. This makes it easier for affiliates to promote products more effectively.

How to Choose the Best Payday Loans Affiliate Program? 

The payday loan market is developing dynamically. If you are looking for the best-paying affiliate programs. Take your time! Please refer to our suggested criteria before making your final decision:

Reputation of the affiliate program

Start by researching the reputation of the affiliate program through social media channels or Google. You can look for online reviews, customer testimonials, and ratings from trusted sources.

Commission Rate

Compare commission rates offered by different payday loan affiliate programs. We encourage you to choose programs with competitive and transparent commission rates. At the same time, programs with unusually high commission rates should be avoided as they may be illegal.

Conversion Rates

The higher the conversion rate, the more money you can make. A higher conversion rate shows that the affiliate marketing program is working effectively.

Support documents and affiliate marketing tools

These tools and reports are quite important when running affiliate marketing campaigns. You may find it helpful to enroll in a program that provides marketing materials, such as banners, landing pages, and other promotional materials. This helps you increase the effectiveness of your marketing efforts.

Payment terms and frequency

Pay attention to the terms and payment frequency offered by the affiliate program. Each program has different payment frequencies, methods, and withdrawal limits. So make sure those criteria fit your payment needs.

Terms and conditions

Carefully read and understand the terms and conditions of the affiliate program. Some affiliate programs are restricted by geography and country laws.

Compliance and regulations

Make sure the payday loan program you sign up for is ethical and compliant with local laws.


After reading our list of the top 8 payday loan affiliate programs above, perhaps you have made the right decision for yourself. Don’t fool with it anymore. Sign up to start and increase your income today!

However, promoting these programs responsibly and ensuring potential customers understand the risks and alternatives is essential.

Joan, a creative mind and author behind UpPromote blog. Writing has always been my sanctuary, a place where I can explore my imagination and share my unique perspective on the world of eCommerce. Through my words, I strive to explain the complexities of the digital world and showcase its potential for innovation, growth, and limitless opportunities.